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Insurance broker or go it alone, what’s best for your SME?

As a small to medium-sized business, you may be tossing up whether you need an insurance broker to help keep your company protected. Large companies are often expected to be more inclined to seek out assistance from an insurance broker, while SMEs take care of their cover needs themselves. Recently though, Deloitte Access Economics prepared […]

Does your business need interruption insurance post-pandemic?

Shutting down indefinitely is a financial nightmare for business owners. Last year, in a bid to control the spread of coronavirus, governments introduced trading restrictions. This severely impacted many business owners, which in turn ignited a lengthy legal battle over business interruption insurance. This court battle is ongoing and is expected to remain unsettled for […]

Virus challenges carry into the New Year

During the recent summer holidays, many people across Australia enjoyed living under lightened restrictions after a tumultuous year. That said, this time brought more than just good news – the challenges of COVID-19 are not over just yet. At a time when much of the country have travel plans, the New Year proved to be […]

How To Target New Markets In A Recession As A Small Business

For many small businesses, it has undeniably been a testing year. With the coronavirus pandemic sweeping across the globe and disrupting typical operations, SMEs have had to overcome a plethora of new challenges. This considered, there are still opportunities for businesses to maintain their viability and plan for future success. By developing an enhanced understanding […]

How Increased Natural Hazard Risk Is Impacting Insurance

Across Australia, the frequency and severity of natural hazards has continued to escalate in recent times. As this risk escalates, much of the nation is beginning to question how prepared we are to effectively manage the fallout of such disasters. A Royal Commission hearing in September brought about suggestions that, when it comes to making […]

Insurance Cover & Working from Home

In the midst of these uncertain times, flexibility in business has become all the more important, with many employees now working remotely. Even before COVID-19, many individuals were seeking more flexible working options, given technological advances and a desire for a greater work-life balance.  As a business owner, you’ve likely noticed this progression and; thus, […]

Managing Business Costs During Challenging Times

For many Australian businesses, recent months have been particularly challenging, which has, consequently, placed additional strain on their finances.  In response to this, many of those doing it tough are now looking for ways to cut back and; thus, preserve the ongoing viability of their company. However, while such action may be tempting, getting swept […]

What Your Business Needs to Do To Ensure a Safe Workplace for Returning to Work

When conducting day-to-day operations in the workplace, everything doesn’t always go to plan. While companies can introduce extensive measures for managing risks, this doesn’t guarantee exemption from accidents, which can still happen along the line. While it can be good to recognise that ‘accidents happen’, this doesn’t grant you a free pass to be laid […]

The Consequences of Policy Cancellation

In past months, the business environment has changed drastically, with the coronavirus pandemic causing widespread stress, devastation and uncertainty. For many individuals, the unfamiliar events unfolding across the globe have left them wondering whether or not various types of insurance are still worthwhile. Their business’ circumstances are likely far from the reality they once knew, […]